Install Wallet
Built on Solana

Accept USDC.Settle Instantly.Keep 99%.

The non-custodial stablecoin payment gateway for small merchants. Charge 1% instead of 3%. No volatility. No middlemen.

Whitepaper
Payment request
Live

249.00USDC

To: 9xQeW...vVuK · Memo: Order #1042

NetworkSolana
Settlement~1.2s
Fee1%
1% flat feeNon-custodialInstant settlementZero volatilityBuilt on SolanaNo middlemen1% flat feeNon-custodialInstant settlementZero volatilityBuilt on SolanaNo middlemen

Why B&W Pay

Built for merchants, not middlemen.

Non-Custodial

Funds go directly to your wallet. We never touch your money.

CustomerYour wallet

1% Flat Fee

No hidden charges. No monthly fees. Just 1% per transaction.

Typical processor3.0%
B&W Pay1%

Instant Settlement

USDC lands in your wallet in under 2 seconds on Solana.

1.2smedian finality

The protocol

Three steps. Zero friction.

01

Connect your Solana wallet

Link the wallet you already use. No sign-up, no KYC, no custody handover — your keys never leave your device.

02

Generate a payment link or QR code

Set an amount, drop in a memo, and share it anywhere — an invoice, a storefront, a livestream overlay.

03

Customer pays in USDC. You keep 99%.

The payment settles straight to your wallet in about a second. No batching, no rolling reserves, no waiting periods.

Live demo · real payments

Try the console below.

Real USDC on Solana mainnet — create a request, share the link, get paid. A 1% platform fee routes on-chain with every payment.

bwpay console · mainnetLive

Pricing

Pay for what you process. Nothing else.

Live now

Free

1%per transaction

Everything you need to start accepting USDC today.

  • No monthly fee
  • Unlimited transactions
  • Payment links & QR codes
  • Non-custodial settlement

Pro

Coming Soon

0.3%per transaction

For merchants scaling volume and needing hands-on support.

  • Priority support
  • Custom integrations
  • Everything in Free

roadmap

From presale to point-of-sale.

Five phases from launch readiness to global expansion — dated, specific, and shipped in order.

0

Phase 0: Launch readiness

October 2026now

Site and fee consistency, legal pages, mint authority verification, end-to-end purchase and delivery testing, security review of the presale flow.

1

Phase 1: Presale and listing

Q4 2026

Presale rounds 1 to 3, airdrop snapshot and claim page, DEX listing with locked liquidity and published proofs.

2

Phase 2: Merchant product

Q1 2027

Pro tier, merchant dashboard (invoices, exports), staking and fee discounts, payments API and SDK, Shopify and WooCommerce plugins.

3

Phase 3: Growth

Q2 2027

Recurring payments, more stablecoins (USDT, PYUSD), merchant incentive programme, published security audit, exchange applications.

4

Phase 4: Expansion

H2 2027

Point-of-sale and mobile app, partner fiat off-ramps where regulation allows, governance.